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  • How do I contact the financial experts at Ohio Home Remodeling?
    There are 3 ways in which you can contact our financial experts: 1. Phone: 216-318-1104 2. Use the "Contact Us" form on our website 3. E-mail: jfoden@ohiohomeremodeling.net
  • Am I eligible to apply for a loan?
    If you are over 18 years old you can apply for a loan.
  • How much can I borrow?
    We have credit lines available up to $100,000
  • What documentation do I need to apply for a loan?
    The kind of documentation you require depends on the type of loan you are applying for, but many loans require no documentation.
  • How long does it take to get a loan?
    The time it takes to process your loan depends on a number of factors including: the requirement of a valuation, the nature of the loan, and the availability of supporting documents and how quickly you return the signed loan documents. Most of the time it can take between 5 minutes and 3 business days.
  • Will my interest rate be variable or fixed?
    All interest rates are fixed
  • Do I need to provide security?
    All of the loans are unsecured personal loans with no collateral
  • How is interest on a loan calculated?
    The interest rate is calculated based on your credit score
  • What are the current interest rates?
    Current rates start at 8.99% fixed
  • What is preapproval?
    A preapproved loan is a loan approval that is given based on your current financial circumstances. A preapproval is useful because it allows you to begin designing your dream home with a clear budget in mind. The final approval is always subject to satisfying lenders' requirements.
  • Can I make additional payments or repay my loan early?
    Yes. Most loans have flexible repayment plans. If you think you may wish to make extra payments or repay the loan early it is wise to ask the financial specialists at Ohio Home Remodeling about including these options when establishing your loan.
  • Can I increase my loan in the future?
    Yes, in many circumstances you can apply to increase your loan. Any request to increase your loan is generally regarded as a new application and normal lending criteria applies.
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